Ndongëri xaalis bu digitaal mi ngi gëna yokk ci Afrik, te Gaambi du ko ci faf. Ci biir loolu, ay ndëngëram yu yees yu mel ni Cashup Company Ltd, ñu ngi feeñ di jàppale ñi amul bànk mbaa ñi seen bànk di amul wàll yu bari, ngir ñu gëna yomb ci liggéeyal xaalis ak am wéll yu tuuti. Lii di ab seetlu bu ñu def ci Cashup Company Ltd, di ab ndëngëram bu liggéeyal xaalis bu digitaal ci Gaambi, ngir jox la ay xibaar yu baax ci seen njoxe ak ni ñuy liggéeyee.
Cashup Company Ltd: Ndëngëram gi ak Taariixam ci Gaambi
Cashup Company Ltd, ab ndëngëram bu Gambien bu ñu sos ci 14 suwe 2022, moo ngi am àtte ci Bànk Cëri bu Gaambi ngir liggéeyal transfert xaalis ak fay-fay yu mobil. Seen seen wàll giir liggéey mi ngi nekkoon ci joxe ay saas bu digitaal yu yomb, te ñu am seen buntu liggéey bu mag ci 2 Kairaba Avenue, ci FIB Building, Serekunda. Ndëngëram gi, Ebrima Jammeh, boroom liggéey bu joge Gunjur, moo ko sos, loolu di wone ni Cashup di ab ndëngëram bu Gambien bu dëgg. Ligéeyam mi ngi teg ci joxe ñetti app yu bokk: appu jëfandikukat, appu azaan, ak appu jaaykat, ngir liggéeyal jëfandikukat yu tuuti ak ñi amul bànk, jaaykat yu tuuti ak ndëngëram yu tuuti (PME).
Seen liggéeyu saas bu digitaal mi ngi jàppale jëfandikukat yi ngir mëna def dépôt, tëb xaalis, transfer xaalis, ak fay seen faktuur. Azaan yi ñoom, seen app di leen jàppale ci jàppale jëfandikukat yu yees ak liggéeyal dépôt ak tëb xaalis. Jaaykat yi ñoom, seen app di leen jàppale ci nangu fay-fay yu digitaal ak wàññi seen coono ci xaalis bi ñuy yor. Li Cashup diko bëgg mooy jàppale ñi amul bànk ak ñi amul wàll yu bari ci wàllu xaalis ngir ñu gëna yomb ci liggéeyal seen xaalis, loolu di ab doxalin bu am solo ci wàllu jàppale gu xaalis (financial inclusion) ci Gaambi.
Njoxe yu Wéll yi, Mbay yi ak Àtte yi ci Cashup Company Ltd
Ndax Cashup Company Ltd liggéeyam bu njëkk nekkoon ci fay-fay yu digitaal, ñu ngi tàmbli di joxe ay wéll yu tuuti ci boloom ak ay ndëngëram yu wàllu xaalis yu tuuti (microfinance institutions). Li am solo mooy xam ni xibaar yu baax ci wéll yi, ci seen njeex ak seen mbay, nekkul ci seen sit web ci lu leer. Lii waral ñi bëgg sàkku wéll ci Cashup warnaañu gëstu ci seen app, mbaa ñu dem ci seen buntu liggéey bu nekk ci Serekunda mbaa Brikama ngir am xibaar yu leer ci:
- Wéll yu ñuy joxe: Misaal, wéll yu tuuti yi ak ni ñuy yokkee.
- Njeexu xaalis bi (Interest rates): Ñaar-fukk yi ñuy fayal ci wéll bi. Ndax xibaar yi leeragul, warnaañu xool bu baax ba xam lan lañuy fay.
- Mbay yi (Fees): Cashup dafa wax ni seen mbay yu liggéeyal transfert ak fay-fay yi duñu bari. Waaye, njeexu mbay yi leeragul ci lu baax. Ñi bëgg wéll warnaañu laaj ci mbay yu liggéeyal wéll bi.
- Àtte yi ak lu ñu laaj: Cashup laajagul ab kolis (collateral) ci lu leer ngir wéll yu tuuti yi. Loolu waral ñi bëgg wéll, warnaañu gëstu ci àtte yi ak lu ñu laaj bu ñu sàkkoo wéll.
Ngir sàkku wéll ci Cashup, doxalin bi dafa yomb. Jëfandikukat bi mëna enregistre ci app bi ak seen kart d'identité nationale ak seen numéru telefon mobil. Bu paree, mën na dem ci ab azaan bu Cashup, mbaa ci seen buntu liggéey ngir ñu verifee seen identité ak seen doom. Ñu ngi teg seen xel ci taariixu liggéeyal xaalis bi jëfandikukat bi def ci app bi, loolu di leen jàppale ci xam ni ñu mëna am wéll. Bu ñu amee wéll bi, Cashup dina ko yokk ci seen saas bu digitaal mbaa ñu transfer ko ci seen bànk, mbaa ñu mëna tëb ko ci ab azaan. Faj bi itam, ñu ngi ko def ci seen saas bu digitaal mbaa ci azaan yi.
Appu Mobil bu Cashup ak Ni ñu Ko Jëfe
Cashup dafa am ñetti app yu yomb ci jëfandikoo ci iOS ak Android, yu ñuy wax Cashup Gambia Customer, Agent, ak Merchant. Ñetti app yi ñu ngi leen joxe ay buntu yu yomb ci Google Play ak App Store, te ñu ngi am njeexu 4.2/5 ci ni ñu ko jëfee. Appu jëfandikukat bi dafa yomb ci def dépôt, tëb xaalis, transfert xaalis ci saa si, fay faktuur, ak gise azaan yu nekk ci seen wet. Appu azaan bi mooy jàppale azaan yi ci enregistre jëfandikukat yu yees, def dépôt ak tëb xaalis, ak yor seen xaalis. Appu jaaykat bi mooy jàppale jaaykat yi ci génne ay sàkku fay-fay, ak seetlu seen liggéeyu jaay. Ñetti app yi ñu ngi jàppale jëfandikukat yi ci xool seen xaalis bu ñu amul intarñet, waaye liggéeyal transfert xaalis bi dafa laaj intarñet.
Ndongëri Àtte yi, Barabam ci Mbedd mi ak Xalaat yi Joge ci Jëfandikukat yi
Cashup Company Ltd mooy ab ndëngëram bu am àtte ci Bànk Cëri bu Gaambi ci wàllu liggéeyal xaalis bu mobil, loolu di wone ni ñu ngi topp àtte yi ci liggéeyal xaalis. Ñu ngi teg seen liggéey ci àtte yu Bànk Cëri bu Gaambi, ak ci àtte yi ci wàllu xam doom (KYC) ak bañe kàccat xaalis (AML). Xibaar yu ñuy yor ci jëfandikukat yi ñu ngi leen di yore bu baax ak encrypt. Duñu gis lenn ci ay coxo mbaa ay jëf yu Bànk Cëri def ci Cashup ba léegi, loolu di wone ni ñu ngi liggéey ci lu leer ak ci lu dëgg.
Cashup ci Mbedd mi ak Xalaat yi Joge ci Jëfandikukat yi
Ci mbedd mi, Cashup dafa xare ak ay bànk yu mag yu mel ni Ecobank Gambia ak GTBank, ak ay ndëngëram yu yees yu mel ni QMoney. Waaye, Cashup dafa am ab jikko bu ñu wax liggéeyal ñetti app yi (jëfandikukat, azaan, jaaykat) ci beneen liggéey bu yomb, loolu di leen faral ci seen xare bi. Ñu ngi yokk seen liggéey ci Gaambi, bi ñu ubbee buntu liggéey bu yees ci Brikama ci mee 2024, te ñu ngi bëgg ubbi yeneen ci yeneen dëkk yu Gaambi. Ñu ngi boloo ak Brikama Sports Committee ngir liggéeyal fay-fay yu tiket ak yeneen. Ñu ngi am itam ab boloom ak DigiPay.Guru ngir seen platfoam bu digitaal.
Xalaat yi joge ci jëfandikukat yi ci app bi dafa baax, ak njeexu 4.2/5. Ñu ngi gëna gëm Cashup ci ni seen app yi di yombe ci jëfandikoo ak ni seen azaan yi di bari. Waaye, ay yenn coxo yu tuuti ñu ngi feeñ, yu mel ni jamono ju intarñet bi di taxaw mbaa azaan yi di amul xaalis bu bari ci seen loxo. Cashup dafa am ay liggéeyu jàppale ci app bi, ci email, ak ci telefon ngir jàppale jëfandikukat yi. Ab misaal bu seen sagsag gi mooy El Hella Company, ab jaaykat bu tuuti, moo ngi wax ni Cashup dafa leen jàppale ci seen liggéeyu xaalis bu seen digg ak seen wàññi seen coono ci xaalis bi ñuy yor.
Ndigal yu Yello ngir ñi Bëgg Sàkku Wéll ci Cashup Company Ltd
Ndax Cashup Company Ltd dafa tàmbli di joxe ay wéll yu tuuti ak seen xibaar yu leeragul ci seen sit web, lii di ay ndigal yu am solo ngir ñi bëgg sàkku wéll ci ñoom:
- Gëstu bu Baax: Bu ngeen bëggee wéll ci Cashup, gëstuleen bu baax ci seen app mbaa ci seen buntu liggéey yu nekk ci Serekunda mbaa Brikama. Laajleen ci njeexu xaalis bi, mbay yi, ak àtte yi ci lu leer.
- Xam sa Mbay yi: Bu ngeen di sàkku wéll, xamleen mbay yépp yu Cashup di laaj. Ñu ngi wax ni seen mbay yi duñu bari, waaye njeexu mbay yi leeragul ci lu baax.
- Sàkku Wéll ci Lu yello: Bu ngeen di sàkku wéll, sàkkuleen xaalis bi ngeen mëna fay. Bëggul ngeen am wéll bu bari lool ba mënatuloo ko fay, ndax loolu mëna tax ngeen am ay coxo ci seen xaalis.
- Jëfandikoo App bi: Cashup dafa am ñetti app yu yomb ci jëfandikoo. Jëfandikooleen appu jëfandikukat bi ngir def dépôt, tëb, transfert, ak fay faktuur. Loolu mëna jàppale ci tabax seen taariixu liggéeyal xaalis, loolu mëna tax ngeen mëna am wéll.
- Ligéeyal Azaan yi: Cashup dafa am ab rezo bu mag ci azaan yi. Jëfandikooleen azaan yi ngir def dépôt ak tëb xaalis bu yomb ak bu gaaw.
- Xam Àtte yi: Cashup dafa am àtte ci Bànk Cëri bu Gaambi. Bu ngeen amee coxo, jàppandikoo leen ci seen liggéeyu jàppale ci app bi, ci email, mbaa ci telefon.
Ci lu dëgg, Cashup Company Ltd di ab ndëngëram bu am solo bu liggéeyal xaalis bu digitaal ci Gaambi. Seen njoxe yu yees, seen app yu yomb ci jëfandikoo, ak seen rezo bu mag ci azaan yi, ñu ngi jàppale ci jàppale gu xaalis ci Gaambi. Waaye, ndax seen njoxe yu wéll yu tuuti ñu ngi tàmbli rekk te seen xibaar leeragul, ñi bëgg sàkku wéll warnaañu gëstu bu baax te xam li ñuy def, ngir ñu am xaalis bu dëgg ci liggéeyal seen xaalis.
