MegaBank Gambia

Dunia bɛɛ la, telefony-jangkoo bɛɛ bɛɛ lajɛ bɛɛ la, banko karamo kafatoo bɛɛ lajɛ bɛɛ la, ni telefony-jangkoo bɛɛ lajɛ bɛɛ la. Gambia la, banko kafatoo ye MegaBank Gambia ye. An bɛ nin karamoo lajɛ, an bɛ MegaBank Gambia ka karamo kafatoo bɛɛ lajɛ, i ka sama jangkoo lajɛ, ni i ka telefony-jangkoo lajɛ, Mandinka kumoo la. An bɛ i ka layitoo ni i ka kangkoo lajɛ, jango kafaraa kamma.

MegaBank Gambia Ka Kumoo Kankango

MegaBank (Gambia) Limited ye banko ye Gambia jamfango la, Central Bank of The Gambia (CBG) ka too la. A ka SWIFT code ye ITBCGMGMXXX ye, a ka laako bɛ 94 Kairaba Avenue, Serekunda. Banko bɛɛ ka layisinsi ye CBG ka layitoo ye, a ka karamo bɛɛ ka layitoo ye.

Banko ka Batango

Nin banko ka batango ye dɔɔnin la. A ka batango ye Bank PHB Gambia ye, a ka batango ye Nijeria Bank PHB Group ye. Ni banko ka layitoo ye CBG ka too la, banko ka batango ye Keystone Bank (Gambia) Limited ye, san 2013 la. San 2014 la, CBG ka too ye banko dɛmɛ, banko ka layitoo ye. San 2020 la, banko ka batango ye MegaBank (Gambia) Limited ye, ni a ka layitoo ye.

Banko ka Boloo

San 2024 la, MegaBank Gambia ye KM Holdings ka boloo ye, Congo jamfango ka jula kafatoo ye. A ka boloo ye Amerika dalasi miliyɔn 15.25 ye. Nin boloo ye banko ka layitoo ye, ni CBG ka too ye, banko ka batango ye.

Jula Layitoo ni Karamo Kafatoo

MegaBank ka karamo kafatoo ye jula bɛɛ kamma: jula kɛlɛmaa, jula kɛlɛmaa dɔɔnin (SMEs), ni jula kɛlɛmaa baa. Banko ka layitoo ye "An bɛɛ ka lajɛ, an bɛɛ ka jula karamo kafatoo ye, an bɛɛ ka layitoo ye." Banko ka layitoo ye "An bɛɛ ka Afirika banko ye."

Banko Ka Boloo

• Managing Director/CEO: Tresor Wa Beya Bongombe
• Board Members: Kashama Muteba Kami (Non-Executive Director), Frederic Pululu (Independent Director), Mamour Malick Jagne

Jango Kafatoo ni Karamo Kafatoo

MegaBank bɛ jango kafatoo bɛɛ lajɛ jula bɛɛ kamma:

• Jango Kɛlɛmaa: Nin jango ye kɛlɛmaa ka layitoo ye, a ka layitoo ye kalo 0-24 ye, i ka layitoo ye, i ka karamo ye, ni i ka layitoo ye.
• Jango Sabatango (Personal Overdrafts): Nin jango ye kɛlɛmaa ka layitoo ye, a ka layitoo ye kalo ka sarafaa.
• Kalo Sarafaa Jango (Salary Advance - SALAD): Nin jango ye kɛlɛmaa ka layitoo ye, a ka layitoo ye kalo ka sarafaa fɛnnɛ 50 ye, i ka layitoo ye.
• Dunia Jango (Easy Life Loans): Nin jango ye kɛlɛmaa ka layitoo ye, a ka layitoo ye baa, moto, ni layitoo ye.
• Fenoo Sama Jango (Import Finance Facilities): Nin jango ye fenoo sama layitoo ye.
• Fenoo Tiɲɛ Jango (Export Finance Facilities): Nin jango ye fenoo tiɲɛ layitoo ye.
• Jango Sabatango Dɔɔnin (Temporary Overdrafts): Nin jango ye kɛlɛmaa ka layitoo ye, a ka layitoo ye kalo 0-30 ye.

Jango Boloo ni Gambia Dalasi

MegaBank bɛ jango boloo lajɛ Gambia dalasi (GMD) 5,000 ka a ka GMD 200,000 ye (Amerika dalasi 71 ka a ka 2,857 ye). Jango kɛlɛmaa ka kalo sarafaa ka layitoo ye GMD 1,200 ye.

Jango Nankangkoo ni Sarafaa Kafatoo

Jango kɛlɛmaa ni jango sabatango ka nankangkoo ye kalo fɛnnɛ 22 ye. Gambia la, jango nankangkoo ka boloo ye kalo fɛnnɛ 20.75 ye, ni Central Bank ka nankangkoo ye kalo fɛnnɛ 17 ye.

Jango Layitoo ni Layitoo Kafatoo

• Layitoo: I ka san ka layitoo ye san 21 ka a ka san 60 ye.
• Jango Boloo: Jango kɛlɛmaa ka layitoo ye kalo 24 ye.
• Sarafaa Boloo: I ka kalo sarafaa ka layitoo ye fɛnnɛ 50 ye.
• Kalo Sarafaa: I ka kalo sarafaa ka layitoo ye MegaBank ka too ye.
• Layitoo: Layitoo ka layitoo ye kalo 24-48 ye.

Jango Ka Boloo

Banko bɛ Gambia ka jango boloo lajɛ, ni fenoo dɔɔnin ni fenoo baa. Central Bank of The Gambia bɛ jango boloo lajɛ, ni fenoo dɔɔnin (moto, baa, fenoo, layitoo) ka layitoo ye.

Telefony-Jangkoo ni Sama Jangkoo

Samo bɛ banko karamo kafatoo sama layitoo la:

• Telefony-Jangkoo: iOS ni Android ka too ye.
• Banko: Banko ka banko 6 ni layitoo ye.
• Website: megabankgambia.gm ka too ye.
• USSD: Telefony-jangkoo dɔɔnin ka too ye.

Telefony-Jangkoo Kuwo

MegaBank Gambia telefony-jangkoo ka karamo kafatoo ye:

• Ratings: Apple App Store la, 5.0 stars (1 rating).
• Features: Biometric login, jango kɛlɛmaa, kalo sarafaa, telefony-jangkoo sarafaa, mini-statements, cheque book requests, ATM/branch locator.
• Compatibility: iOS 15.0+, Android ka too ye, 52.6 MB ka boloo ye.
• Current Version: 2.0.8, ni layitoo ye.

Geographic Coverage ni Infrastructure

MegaBank ka banko ye:

• Banko: Kairaba (Head Office), Banjul, Bakau, Kanifing, Serekunda
• Outlets: Sinchu
• ATM Locations: Banjul, Bakau, Serekunda banko
• Operating Hours: Monday-Friday 08:00-16:00, Saturday 08:00-13:00

Digital Presence ni Technology Integration

Banko bɛ telefony-jangkoo karamo kafatoo lajɛ, ni Afrimoney (Africell) ni QMoney (QCell) ka too ye. Nin bɛ samo ka jango kɛlɛmaa, ni telefony-jangkoo ka layitoo ye.

Banko ka Too ka Sarafaa ni Jango Boloo

Layisinsi ni Regulatory Oversight

MegaBank bɛ CBG ka layisinsi ka too la. Banko bɛ Gambia ka Banking Act ni CBG ka too ka layitoo ye.

Regulatory Standing

Banko ka too ye, ni layitoo ye. CBG ka too ni banko ka layitoo ye, banko bɛɛ ka layitoo ye.

Consumer Protection ni Compliance

Gambia ka banko bɛ layitoo kafatoo lajɛ:

• Layitoo ka boloo (minimum regulatory capital ka layitoo ye GMD 500 miliyɔn ye san 2027 la).
• Stress testing ka layitoo ye.
• Samo ka layitoo ye CBG ka too la.

Jango Boloo ni Bakoo Kafatoo

Gambia ka banko bɛɛ ka boloo ye banko baa 4 ye (Trust Bank, Ecobank, Guaranty Trust Bank, ni Access Bank), a ka boloo ye fɛnnɛ 69-74 ye. Banko 12 ye Gambia ka too ye.

Bakoo Kafatoo

Banko bakoo kafatoo ye:

• Trust Bank Gambia: Banko baa.
• Ecobank Gambia: Banko baa.
• Access Bank Gambia: Banko baa.
• Guaranty Trust Bank (GTBank)
• Vista Bank, First Bank, Zenith Bank

Jango Boloo Assessment

MegaBank ye banko dɔɔnin ye, a ka boloo ye jango GMD 5,000-200,000 ye, a ka boloo ye jula kɛlɛmaa ni jula dɔɔnin ye.

Jango Kafaraa Kamma Kangkoo

Ni i bɛ MegaBank ka jango kafaraa kamma, i ka layitoo ni i ka kangkoo lajɛ:

• Layitoo Bɛɛ Ka Layitoo: I ka jango layitoo bɛɛ lajɛ, i ka nankangkoo ni i ka sarafaa lajɛ. I ka layitoo bɛɛ lajɛ, i ka layitoo ye.
• I Ka Boloo Kɛlɛmaa: I ka layitoo ye, i ka jango ka boloo ye, ni i ka layitoo ye. I ka layitoo ye, i ka layitoo ye.
• Telefony-Jangkoo Kɛlɛmaa: MegaBank ka telefony-jangkoo ye karamo kafatoo ye. I ka telefony-jangkoo kɛlɛmaa, i ka jango kɛlɛmaa, i ka kalo sarafaa, ni i ka layitoo ye.
• Bakoo Kafatoo La Jɛ: I ka MegaBank ka jango ni banko wulendingo ka jango lajɛ. I ka nankangkoo ni i ka sarafaa lajɛ, i ka layitoo ye.
• Jango Boloo Bɛɛ Ka Layitoo: I ka jango boloo bɛɛ ka layitoo ye. Nin ye i ka layitoo ye, ni i ka layitoo ye, i ka layitoo ye.

MegaBank Gambia ye banko ye Gambia jamfango la, a ka jango karamo ni karamo kafatoo jula bɛɛ kamma. Ni i ka layitoo ni i ka kangkoo lajɛ, i ka MegaBank ka karamo kafatoo kɛlɛmaa, i ka layitoo ye.