Central Bank Rate: 17.00%
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Loan Apps Gambia

13 Verified Lenders • From 15.0% APR

Central Bank Rate 17.00%
Inflation Rate 9.00%
GDP/Capita GMD 55,000
Average Monthly Salary GMD 8,000
Income Tax Rate 30.0%
Average Property Price GMD 2,500K
Unemployment Rate 8.3%

Loan Types Available

Personal Loans

Interest Rate 15.00% - 25.00%
Loan Amount GMD 5,000 - 500K
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Business Loans

Interest Rate 12.00% - 20.00%
Loan Amount GMD 100,000 - 5,000K
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Student Loans

Interest Rate 8.00% - 12.00%
Loan Amount GMD 20,000 - 300K
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Mortgage Loans

Interest Rate 10.00% - 15.00%
Loan Amount GMD 500,000 - 10,000K
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Auto Loans

Interest Rate 12.00% - 18.00%
Loan Amount GMD 50,000 - 1,000K
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General Requirements

Age Requirements

18 - 65 years

Residency

Required

Credit Score System

Local

Minimum Down Payment

20.0%

Top Lenders

Bloom Bank

4.7
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FirstBank

4.6
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Supersonicz Financial Service Ltd

4.3
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APS Islamic Microfinance Ltd

4.2
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Reliance Financial Services Ltd

4.2
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Kolomoni Microfinance Ltd

4.1
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Loan Calculator

Monthly Payment GMD 890
Total Cost GMD 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews